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ATM FAQs

Kaban Internet Payment Solutions allows users to securely and conveniently pay for different goods or services over the web using their ATM cards.

Formerly know as PAYplus+, Kaban’s online ATM payment facility is the brainchild of the same people who brought you YEHEY.COM, the leading Philippine Internet portal in partnership with the Philippines ' largest banking consortium, BancNet.

How do I pay online using my ATM?
Anybody with an existing ATM account can use Kaban to pay for their purchases online.  All you have to do is open a Kaban account and register your ATM card to become a Kaban member. You may register for this service now by clicking here.
 
What ATM cards can I use?
You may use any ATM card from any of the BancNet and Megalink member banks.  To view the participating banks for BancNet, please click here.  To view the list of banks for Megalink, please click here.
 
Is there a cost involved when I pay online using my ATM?
Registering for a Kaban account is absolutely FREE.  However, there is a transaction fee for every successful transaction made which is usually shouldered by the Kaban-enabled merchant.  Other than that, there are no hidden charges when you use your ATM card to pay through Kaban.
 
Is there a limit when I pay online using my ATM card?

In our efforts to prevent fraud and protect our users from illegal transactions, we have set certain limitations when paying using your ATM card.  A user has a maximum of 3 transactions per day, not more than 15 transactions per month and initially a spending limit of Php40,000.00 per month. 

In cases when a user wants to purchase a product or service that is worth more than the spending limit (e.g., a laptop, software, etc.), the user must contact Kaban first and inform us of his/her intent.  Below are the contact details:

Email: ecommerce@kaban.com.ph
Tel. No.: 910-6401
Fax No.: 910-6420

 
Can I check all the online ATM transactions I’ve made?
Yes, you may access your Account History for detailed ATM transaction records.  To see your Account History, click here.
 
Is it safe to transact using my ATM through Kaban?
Definitely! ATM transactions made through Kaban are very similar to ATM transactions because it makes use of a Personal Identification Number (PIN) to validate the transactions. This places an added level of security above the state of the art encryption and security systems that Kaban is using. And because the cardholder's PIN is binding, it virtually frees the merchant from any liabilities, fraud and back charges.
 
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